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Mistakes on your tax return could lead to an audit

You're not alone if your heart pounds when you see a letter from the Internal Revenue Service (IRS) in your mailbox. While some lucky filers get sent a letter because they're due a larger refund, most of us fear the ...

Romeoville, Lewis University new business incubator program

Lewis University and the Village of Romeoville have teamed up to develop the next generation of innovative businesses in the region. The Regional Alliance Business Incubator project will help local entrepreneurs develop stronger and healthier businesses through a partnership with ...

Rental properties can make good investments, but they come with risk

Maybe your financial house is in order. Your debt is manageable or paid off. You have an emergency fund and now you're looking for ways to grow your wealth. Or, perhaps you're planning ahead by learning about different investments options. ...

Midland States Bank Contributions

The Midland States Bank Foundation contributed to the Greater Joliet YMCA, the University of St. Francis and the Presence Covenant Medical Center of Urbana. The contributions, totaling $45,000, go towards supporting each organization’s community assistance programs. The Greater Joliet YMCA, ...

Prepare your budget for closing costs when buying a home

Imagine the frustration that would follow if you spent hours planning and narrowing in on a dream home only to find out that you can't afford it when push comes to shove. Starting with a price range can help you ...

Having trouble paying your heating bill? LIHEAP could help

The chill of winter can be offset with the pleasure of curling up inside a warm home. Turning on the heat and settling into your favorite chair to open a new book or watch a movie feels even better when ...

Make the most of your rewards Program Membership

I'm often intrigued and sometimes inspired by stories of people traveling the world using points and miles. There's a well-known (within certain circles, at least) man who earned over a million airline miles by purchasing more than $3,000 worth of ...

Refinancing your debt could be a good idea if…

Have you ever considered how lenders compare applicants? Typically, the lowest rate goes to those who have the highest likelihood of repaying the loan on time. A lot of data goes into determining that probability, including the person's credit, income ...

New restaurant coming to Shorewood

Which wich, a restaurant chain based in Dallas, Texas, will open its newest store in Shorewood sometime this year.

Take control of your Electronic entertainment budget

It seems like every few weeks there's a new "must-watch" movie or show. Competition between traditional and new production companies is driving the wave of high-quality content. I can't complain, but it's also hard to keep up. I have an ...

Some Couples Invest in Their Future in Ways Other Than a Diamond Ring

What does an engagement ring look like? For many people, my wife included, the answer is a diamond ring. While that's a concept that didn't became widely accepted how-an-ad-campaign-invented-the-diamond-engagement-ring until the diamond industry's marketing campaigns in the mid-1900s, it's one ...

Resolve to replace your bad financial habits

Most people have at least one bad financial habit. Whether it's impulse shopping, forgetting to pay bills on time or putting off building that emergency fund, balancing what you want to do and what you "should" do is never easy. ...

Last minute tax tips before Dec 31st

The holiday season is in full swing, and you were probably in a last-minute-gift-buying and a party-planning frenzy right now. The last thing on your mind? Taxes. For most people, sparing a thought for the upcoming tax season is the ...

Prepare for Medicare Part A and B Price Changes in 2017

If you're eligible for Medicare, or will be in the coming year, there are a few changes you should know about for 2017. An increase in the Department of Labor's Consumer Price Index (CPI) means there'll be an increase in ...

FHA lending violations lead to $93 million fine and convictions

A 2011 case that was filed in Manhattan's U.S. District Court led to a 5-week trial in Houston and a unanimous jury decision against one of the largest FHA home loan originators. Allied Home Mortgage Capital Corporation, also known as ...

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