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Flipping houses — It's not like TV

Flipping a house can seem like a walk in the park when it's wrapped into a few montages during a half-hour TV segment. Find a run-down property. Buy it. Take out a few walls, paint, replace carpets, upgrade the kitchen ...

What does retirement look like if you haven't saved?

The picture of retirement that many of us have is a post-work period filled with travel and plenty of relaxation. It's a time when you can finally take up a new hobby, sink into the pile of books and enjoy ...

Is your road to retirement poorly mapped out?

Can you imagine going on an extended vacation without making any plans? No websites or tour guides consulted. No hotel reservations made. No itinerary mapped out. Of course not. If you wanted your vacation to be a success, you’d budget ...

Practical financial planning for parents-to-Be

Planning for a baby is exciting and sometimes a little frightening for expectant parents, especially first-time parents. The months will fly by and soon you'll be at home embarking on an adventure along with the newest member of your family. ...

Chapman to lead Center for Disability Services

The Board of Directors released a statement that Randy Chapman has been named President and CEO of Center for Disability Services, formerly United Cerebral Palsy of Illinois Prairieland. Chapman has returned to the area from Rochester, MN, where he was ...

Mistakes on your tax return could lead to an audit

You're not alone if your heart pounds when you see a letter from the Internal Revenue Service (IRS) in your mailbox. While some lucky filers get sent a letter because they're due a larger refund, most of us fear the ...

Romeoville, Lewis University new business incubator program

Lewis University and the Village of Romeoville have teamed up to develop the next generation of innovative businesses in the region. The Regional Alliance Business Incubator project will help local entrepreneurs develop stronger and healthier businesses through a partnership with ...

Rental properties can make good investments, but they come with risk

Maybe your financial house is in order. Your debt is manageable or paid off. You have an emergency fund and now you're looking for ways to grow your wealth. Or, perhaps you're planning ahead by learning about different investments options. ...

Midland States Bank Contributions

The Midland States Bank Foundation contributed to the Greater Joliet YMCA, the University of St. Francis and the Presence Covenant Medical Center of Urbana. The contributions, totaling $45,000, go towards supporting each organization’s community assistance programs. The Greater Joliet YMCA, ...

Prepare your budget for closing costs when buying a home

Imagine the frustration that would follow if you spent hours planning and narrowing in on a dream home only to find out that you can't afford it when push comes to shove. Starting with a price range can help you ...

Having trouble paying your heating bill? LIHEAP could help

The chill of winter can be offset with the pleasure of curling up inside a warm home. Turning on the heat and settling into your favorite chair to open a new book or watch a movie feels even better when ...

Make the most of your rewards Program Membership

I'm often intrigued and sometimes inspired by stories of people traveling the world using points and miles. There's a well-known (within certain circles, at least) man who earned over a million airline miles by purchasing more than $3,000 worth of ...

Refinancing your debt could be a good idea if…

Have you ever considered how lenders compare applicants? Typically, the lowest rate goes to those who have the highest likelihood of repaying the loan on time. A lot of data goes into determining that probability, including the person's credit, income ...

New restaurant coming to Shorewood

Which wich, a restaurant chain based in Dallas, Texas, will open its newest store in Shorewood sometime this year.

Take control of your Electronic entertainment budget

It seems like every few weeks there's a new "must-watch" movie or show. Competition between traditional and new production companies is driving the wave of high-quality content. I can't complain, but it's also hard to keep up. I have an ...